Competition = Lower Costs
The insurance industry includes hundreds of different companies hoping to earn your business. It's a very competitive market and it pays to shop around for the very best deals. This is where we come in - a licensed independent agent.
Whether you're searching for Auto, Home, Business, Vacation / Rental homes, Commercial Auto and Trucks, Worker's Compensation and more -- you must be well-informed and well-advised to get the most out of your premium dollars. An experienced and independent agent who represents multiple insurance carriers can make a huge difference in what you pay for coverage.
Your family, your home, and your business will always come first, in our offerings. Let's talk about how to protect your assets.
Let's check your Auto coverage -- do you want full coverage? What is the state minimum guidelines in your state? Please know their is a laundry list of choices - not all Auto policies include Rental or Roadside Assistance unless you elect to add those coverages.
On your Homeowners policies -- there is no coverage for water damage or flood, but we can define this and be sure we add it to your policy -- there may be a package your insurance carrier ( the insurance company that provides your coverage) offers.
Replacement cost is the full price to replace your property vs ACV - Actual cash value - the replacement cost can include depreciation at time of claim.
Why Should I Call This Agency for Insurance?
Good question. There are a lot of insurance agents out there and it may seem like any agent or broker is as good as another. But we are decidedly different.
Let's face it, insurance jargon can be very confusing. We know the ins and outs of the insurance business, and our inside knowledge of many companies and many products will work to your advantage. In fact, different insurance companies often charge vastly different premiums for the exact same coverage, and it changes all the time. As independent agents we are not employed by one particular company. Instead, we can select insurance products from among those companies that best address your unique concerns. And most importantly -- WE WORK FOR OUR CLIENTS!
We promise to focus our attention on your needs exclusively.
Please don't hesitate to call us with your questions no matter whether you are already a valued customer, a potential client or if you simply need expert advice. There will never be a charge for our assistance or for a friendly, no-obligation chat.
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